Feedback 102: Remediation Funding Methods for Depositors

RFP-XX Idea: Remediation Funding Methods for Depositors

Abstract

The Radiant DAO aims to maximize remediation for depositors affected by the exploit in the Arbitrum and BNB Chain Core markets. To achieve this, the DAO proposes multiple remediation avenues, leveraging various sources across different timeframes.

RFP-47 established the groundwork by migrating all deposits off-chain and ensuring accurate reconciliation with each user’s deposits, including any associated losses of unclaimed dLP rewards and RIZ vault deposits that were backed by the drained core market deposits. It also initiated the necessary infrastructure for asset verification and claim contracts.

This proposal details how the different remediation methods will function and interact to facilitate an effective remediation process.

Motivation and Rationale

On October 16, 2025, Radiant suffered a sophisticated security breach, resulting in the loss of over $50 million of core market deposits on the Arbitrum and BNB chains. The DAO reserve wallet currently holds $3M in RDNT, which is insufficient to independently support remediation efforts. Additionally, a portion of these funds is already allocated due to prior agreements. Even if the DAO were to liquidate all its RDNT, the actual USD value raised would be significantly lower due to the selling pressure. As a result, alternative strategies and new approaches are necessary.

Key Terms

Remediation Claim Contracts: Smart contracts designed to facilitate and automate the distribution of remediation funds to eligible recipients.

Emissions Reserve (eRev): Designated pool of funds set aside to support ongoing ecosystem incentives.

Remediation Multi-sig

To clearly distinguish the remediation effort and maintain transparency, a dedicated Remediation Multi-Sig wallet will be created. This wallet will serve as the central receiver for all funds allocated to the remediation process, including payouts for the Convenience Class and deposits for the Remediation Claim Contracts.

As the primary wallet for remediation, the Remediation Multi-Sig will consolidate funds from various sources, providing a clear view of the effort’s financial progress. The sources of these funds could include:

  1. Protocol fee transfers from the DAO Treasury

  2. Transfers from the DAO Reserve

  3. Contributions from partners

  4. Donations from third parties

  5. Recovered lost funds

Addendum 1 (below): DAO Remediation Multisig Wallet Signers

Remediation Methods

  1. Protocol Fees Deposits

    The Radiant DAO intends to allocate funds from its ongoing operations to the Remediation Claim Contracts. Specifically, fees generated and initially directed to the Emissions Reserve will be rerouted to the Remediation Multi-Sig wallet.
    Under RFP-XX, 25% of the fees generated are allocated to the Emissions Reserve (eRev) wallet to ensure emissions remain a sustainable component of Radiant’s economic framework. However, given the DAO’s surplus reserves, these funds can be redirected to support the remediation effort without impacting sustainability.
    Each year, this allocation decreases by 25% as follows:

    • 2025: 100% to Remediation Claim Contracts, 0% to Emission Reserve

    • 2026: 75% to Remediation Claim Contracts, 25% to Emissions Reserve

    • 2027: 50% to Remediation Claim Contracts, 50% to Emissions Reserve

    • 2028: 25% to Remediation Claim Contracts, 75% to Emissions Reserve

    • 2029: 100% to Emissions Reserve, 0% to Remediation Claim Contracts

By the time all fees are fully routed to the Emissions Reserve, the DAO aims to have successfully completed the remediation process.

The DAO plans to make these deposits on a quarterly basis.

  1. Partner Deposits & Bailouts

    The Radiant DAO will work closely with its partners through direct communication, DAO proposals, or contractual agreements to facilitate contributions. Partners can contribute by sending funds directly to the Remediation Multi-Sig wallet or to the Remediation Claim Contracts which operate without requiring direct intervention from the Radiant DAO.
    The DAO is particularly interested in securing support from:

    • The Binance BNB Burn Program

    • Arbitrum DAO Grants

    • LayerZero DAO Grants

    • Other ecosystem grants and funding opportunities that align with the remediation effort

    • Strategic partnerships with key stakeholders to enhance financial support and sustainability

    • Radiant will actively seek investor participation at every opportunity as well

To attract and sustain investor interest, the DAO must first focus on strengthening the overall success and stability of the protocol. A thriving ecosystem with strong financial health and clear investment opportunities will naturally increase investor engagement.

  1. RDNT-Denominated RIZ Debt Position

    The Radiant DAO plans to leverage its RDNT reserves to support the remediation process. However, directly selling or distributing a large volume of RDNT could create significant selling pressure, ultimately reducing the effectiveness of remediation efforts. Additionally, RDNT and dLP holders may be incentivized to sell, further intensifying the issue. To align all stakeholders, the Radiant DAO will establish an RDNT-denominated RIZ debt position on Arbitrum.

    Integrating a RDNT/USDC (Arbitrum) market into RIZ unlocks new economic opportunities for both users and the DAO. By depositing and borrowing funds within the RDNT RIZ markets, the DAO can transform what would otherwise be a negative impact into a positive force, strengthening the protocol’s overall health.

    If the DAO deposits RDNT into the RDNT RIZ markets, it will:

    • Earn interest, which can be used to offset USD interest rates or directly fund the remediation effort.

    • Establish a collateral position that allows the DAO to take out USDC loans from RIZ Vaults.

The resulting effects include:

  • Borrowed USDC can be used to remediate users.

  • Increased Total Value Locked (TVL).

  • Interest paid on loans by the DAO will generate higher returns for USDC depositors.

  • Users borrowing RDNT will effectively pay interest to the DAO.

Together, these mechanisms create positive feedback loops that reinforce the protocol’s growth while facilitating the remediation process.

Addendum 2 (below): RDNT RIZ Market Parameters

Addendum 3 (below): RDNT RIZ Debt Management Framework for the DAO

  1. Engaging Institutional Lenders

    Radiant DAO will explore securing debt from institutional crypto lenders, leveraging DAO-held assets as collateral. By accessing structured loans, the DAO may obtain liquidity for remediation efforts without liquidating DAO reserves.
    Key benefits include:

    • Preserving DAO Assets: Avoids direct selling of RDNT, reducing market impact.

    • Flexible Repayment: Loans can be repaid over time using OpEx protocol revenue.

    • Increased Funding Capacity: Institutional lending offers larger capital access than internal RIZ markets alone.

    • Diversified Capital Sources: Reduces reliance on protocol fees and deposits.

To attract lender interest, the DAO must diversify its held assets to include a broader range of crypto assets, including stablecoins, Bitcoin, Ethereum, liquid staking derivatives, and high-quality collateral tokens. By diversifying, the DAO can enhance its creditworthiness and provide greater flexibility for institutional lenders. These assets will serve as collateral, increasing the chances of securing favorable loan terms while minimizing risk exposure.

  1. Recovered Lost Funds

    The protocol, its partners, security experts, and law enforcement take a multifaceted approach to fund recovery and depositor protection. Any recovered funds would be sent to the remediation wallet.
    Recovery Sources:

    • Negotiations & Whitehat Recovery: Attempts were made to engage the attacker for a partial or full return, sometimes via bounties or legal amnesty.

    • Law Enforcement & Other Efforts: Recovered assets may remain under law enforcement control for due process. Radiant DAO will aim to expedite their release.

    • Repurposed Assets: Unclaimed incentives, staking rewards, idle reserves, and anti-dilution airdrops could be redirected if approved by the community.

Final fund distribution will be decided through governance, ensuring fairness and transparency, with all efforts publicly documented by the DAO.

Steps to Implement

  1. Establish a Remediation Multi-Sig Wallet to manage all remediation-related assets.

  2. Implement protocol fee deposits into the Remediation Multi-Sig Wallet.

  3. Engage partners, investors to secure incentives, contributions or bailouts.

  4. Integrate RDNT into RIZ Isolated Markets on Arbitrum.

  5. Create an RDNT-denominated RIZ debt position utilizing DAO RDNT reserves.

  6. Allocate USDC debt for the Remediation effort.

  7. Engage Institutional Lenders

Cost Analysis

  • Protocol Fee Allocation: 25% of protocol fees (Emissions Reserve (eRev)) redirected to remediation efforts, decreasing each year.

  • RDNT Reserve Deposit: DAO deposits RDNT into RDNT/USDC RIZ markets to generate interest and borrowing capacity.

  • USD Borrowing Costs: Interest on borrowed USD from RIZ vaults used for remediation.

  • Infrastructure & Management: Ongoing costs for maintaining the Remediation Multi-Sig, Claim Contracts, and operational support.

Voting

In Favor: This proposal represents a major step forward in the remediation efforts. By voting in favor you agree to ALL prerequisites, steps, and implementations in this proposal.

Against: Rejecting RFP-XX as proposed.

Abstained: Undecided, but contributing to quorum.


These links lead to Google Documents with possible personal information exposure. Use a temporary Google account or access the document in a private browser tab.

Addendum 1: DAO Remediation Multisig Wallet Signers

Addendum 2: RDNT RIZ Market Parameters

Addendum 3: RDNT RIZ Debt Management Framework for the DAO

Addendum 4: Notice to users

Hello fam,

Thanks for the comprehensive outline of the remediation funding methods. I appreciate the innovative approach being taken. I do have a few questions and suggestions, particularly regarding how the plan impacts smaller depositors (in the tens-of-thousands range, as opposed to micro-depositors):

1. Prioritization & Distribution:

How will the allocation process ensure that depositors with relatively smaller positions are fairly recognized and reimbursed proportionately?

2. Timeline Transparency:

Could we get more clarity on the projected timelines for each remediation stream? A detailed roadmap would help set realistic expectations for recovery.

3. Risk Management:

The RDNT debt position and reliance on external funding (partner deposits and institutional lending) are interesting mechanisms. What safeguards are in place to mitigate market volatility and ensure that these strategies don’t inadvertently delay or diminish recovery for smaller depositors?

Additionally, I’d like to propose a couple of ideas to further enhance the plan:

• Regular, Granular Updates:

Establish a dedicated update channel or dashboard detailing the progress of each remediation stream. This level of transparency would help all depositors, especially those with smaller positions, to track milestones more confidently.

• Minimum Recovery Assurance:

Consider introducing a framework that prioritizes fair treatment and outlines a minimum level of recovery for smaller depositors. Even without a hard guarantee, this could boost community confidence.

Addressing these points will help refine the proposal and reinforce confidence across the community. Looking forward to further updates and discussions.

Thanks for your hard work and commitment!

Hey there!

  1. All users in the Remediation Claim Contracts are treated equally, with a proportional share of the contract regardless of deposit size.

  2. Unfortunately, it’s too early to estimate a timeline.

  3. You can find more details in Addendum 3: RDNT RIZ Debt Management Framework for the DAO.

  4. I believe the DAO has done a great job keeping everyone informed with updates.

Hi everyone—thanks for bringing this up.

I was thinking about whether we could connect the user’s vesting RDNT directly to the RDNT/USDC RIZ pool like we have for the DLP. Users could voluntarily opt in, allowing the protocol to immediately benefit from their vesting RDNT for the duration of at least 90 days. This would enable us to leverage that liquidity instantly for any strategic purpose, including remediation efforts following the hack.

Am I saying nonsense?

Hey p4lm3r4,

Interesting idea.

The issue is that the RDNT/USDC RIZ pool needs USDC, not RDNT. Since the DAO will be the one depositing RDNT.

It would also be quite a lot of extra development to achieve it.

But keep bringing good ideas!

How about instead of compunding protocol fees into DL, we ad a new option to convert those fees into USDC and allow users to deposit them into the RDNT/USDC pool with just one click? I’d happily do that, especially if the protocol covers the transaction fees.

This is a good idea. I noted it down and we will discuss with the devs how hard it would be to implement.
But don’t expect it for quite a while even if it’s something Radiant can do!

Great! It might also be interesting to consider how we can utilize the new claim contracts from the hack to redirect recovered funds into the pool. Users who lost USDC, in particular, might be interested in directly depositing their recovered funds into the pool in exchange for additional APR. Additionally, users who lost other tokens might be interested on a simple one-click solution to convert those tokens into USDC and deposit them directly into the pool for more APR.

As it stands users will be able to withdraw from the claim contracts normally. Then they can decide what they want to do with their tokens. I don’t think there is a need to make a feature for it.