These terms govern use of the Internet forum at https://community.radiant.capital. To use the forum, you must agree to these terms with Radiant Capital, the company that runs the forum.

Radiant Capital may offer other products and services, under different terms. These terms apply only to use of the forum.

Skip to:

Important Terms

These terms include a number of important provisions that affect your rights and responsibilities, such as the disclaimers in Disclaimers, limits on Radiant Capital’s liability to you in Limits on Liability, your agreement to cover Radiant Capital for damages caused by your misuse of the forum in Responsibility for Your Use, and an agreement to arbitrate disputes in Disputes.

Your Permission to Use the Forum

Subject to these terms, Radiant Capital gives you permission to use the forum. All users needs to agree to these terms to use the forum.

Conditions for Use of the Forum

Your permission to use the forum is subject to the following conditions:

  1. You must be at least thirteen years old.

  2. You may no longer use the forum if Radiant Capital contacts you directly to say that you may not.

  3. You must use the forum in accordance with our Acceptable Use and Content Standards.

Acceptable Use

  1. You may not break the law using the forum.

  2. You may not use or try to use another’s account on the forum without their specific permission.

  3. You may not buy, sell, or otherwise trade in user names or other unique identifiers on the forum.

  4. You may not send advertisements, chain letters, or other solicitations through the forum, or use the forum to gather addresses or other personal data for commercial mailing lists or databases.

  5. You may not automate access to the forum, or monitor the forum, such as with a web crawler, browser plug-in or add-on, or other computer program that is not a web browser. You may crawl the forum to index it for a publicly available search engine, if you run one.

  6. You may not use the forum to send email to distribution lists, newsgroups, or group mail aliases.

  7. You may not falsely imply that you’re affiliated with or endorsed by Radiant Capital.

  8. You may not hyperlink to images or other non-hypertext content on the forum on other webpages.

  9. You may not remove any marks showing proprietary ownership from materials you download from the forum.

  10. You may not show any part of the forum on other websites with <iframe>.

  11. You may not disable, avoid, or circumvent any security or access restrictions of the forum.

  12. You may not strain the infrastructure of the forum with an unreasonable volume of requests, or requests designed to impose an unreasonable load on information systems underlying the forum.

  13. You may not impersonate others through the forum.

  14. You may not encourage or help anyone in violation of these terms.

Content Standards

  1. You may not submit content to the forum that is illegal, offensive, or otherwise harmful to others. This includes content that is harassing, inappropriate, or abusive.

  2. You may not submit content to the forum that violates the law, infringes anyone’s intellectual property rights, violates anyone’s privacy, or breaches agreements you have with others.

  3. You may not submit content to the forum containing malicious computer code, such as computer viruses or spyware.

  4. You may not submit content to the forum as a mere placeholder, to hold a particular address, user name, or other unique identifier.

  5. You may not use the forum to disclose information that you don’t have the right to disclose, like others’ confidential or personal information.

Enforcement

Radiant Capital may investigate and prosecute violations of these terms to the fullest legal extent. Radiant Capital may notify and cooperate with law enforcement authorities in prosecuting violations of the law and these terms.

Radiant Capital reserves the right to change, redact, and delete content on the forum for any reason. If you believe someone has submitted content to the forum in violation of these terms, contact us immediately.

Your Account

You must create and log into an account to use some features of the forum.

To create an account, you must provide some information about yourself. If you create an account, you agree to provide, at a minimum, a valid email address, and to keep that address up-to-date. You may close your account at any time by emailing admin@radiant.capital.

You agree to be responsible for all actions taken using your account, whether authorized by you or not, until you either close your account or notify Radiant Capital that your account has been compromised. You agree to notify Radiant Capital immediately if you suspect your account has been compromised. You agree to select a secure password for your account, and keep it secret.

Radiant Capital may restrict, suspend, or close your account on the forum according to its policy for handling copyright-related takedown requests, or if Radiant Capital reasonably believes that you’ve broken any rule in these terms.

Your Content

Nothing in these terms gives Radiant Capital any ownership rights in intellectual property that you share with the forum, such as your account information, posts, or other content you submit to the forum. Nothing in these terms gives you any ownership rights to Radiant Capital’s intellectual property, either.

Between you and Radiant Capital, you remain solely responsible for content you submit to the forum. You agree not to wrongly imply that content you submit to the forum is sponsored or approved by Radiant Capital. These terms do not obligate Radiant Capital to store, maintain, or provide copies of content you submit, and to change it, according to these terms.

Content you submit to the forum belongs to you, and you decide what permission to give others for it. But at a minimum, you license Radiant Capital to provide content that you submit to the forum to other users of the forum. That special license allows Radiant Capital to copy, publish, and analyze content you submit to the forum.

When content you submit is removed from the forum, whether by you or by Radiant Capital, Radiant Capital’s special license ends when the last copy disappears from Radiant Capital’s backups, caches, and other systems. Other licenses you apply to content you submit, such as Creative Commons licenses, may continue after your content is removed. Those licenses may give others, or Radiant Capital itself, the right to share your content through the forum again.

Others who receive content you submit to the forum may violate the terms on which you license your content. You agree that Radiant Capital will not be liable to you for those violations or their consequences.

Your Responsibility

You agree to indemnify Radiant Capital from legal claims by others related to your breach of these terms, or breach of these terms by others using your account on the forum. Both you and Radiant Capital agree to notify the other side of any legal claims for which you might have to indemnify Radiant Capital as soon as possible. If Radiant Capital fails to notify you of a legal claim promptly, you won’t have to indemnify Radiant Capital for damages that you could have defended against or mitigated with prompt notice. You agree to allow the company to control investigation, defense, and settlement of legal claims for which you would have to indemnify Radiant Capital, and to cooperate with those efforts. Radiant Capital agrees not to agree to any settlement that admits fault for you or imposes obligations on you without your prior agreement.

Disclaimers

You accept all risk of using the forum and content on the forum. As far as the law allows, the company and its suppliers provide the forum as is, without any warranty whatsoever.

The forum may hyperlink to and integrate forums and services run by others. Radiant Capital does not make any warranty about services run by others, or content they may provide. Use of services run by others may be governed by other terms between you and the one running service.

Limits on Liability

Neither Radiant Capital nor its suppliers will be liable to you for breach-of-contract damages their personnel could not have reasonably foreseen when you agreed to these terms.

As far as the law allows, the total liability to you for claims of any kind that are related to the forum or content on the forum will be limited to $50.

Feedback

Radiant Capital welcomes your feedback and suggestions for the forum. See the Contact section below for ways to get in touch with us.

You agree that Radiant Capital will be free to act on feedback and suggestions you provide, and that Radiant Capital won’t have to notify you that your feedback was used, get your permission to use it, or pay you. You agree not to submit feedback or suggestions that you believe might be confidential or proprietary, to you or others.

Termination

Either you or Radiant Capital may end the agreement written out in these terms at any time. When our agreement ends, your permission to use the forum also ends.

The following provisions survive the end of our agreement: Your Content, Feedback, Your Responsibility, Disclaimers, Limits on Liability, and General Terms.

Disputes

Cayman Islands will govern any dispute related to these terms or your use of the forum.

You and Radiant Capital agree to seek injunctions related to these terms only in state or federal court in San Francisco, California. Neither you nor Radiant Capital will object to jurisdiction, forum, or venue in those courts.

Other than to seek an injunction or for claims under the Computer Fraud and Abuse Act, you and Radiant Capital will resolve any dispute by binding American Arbitration Association arbitration. Arbitration will follow the AAA’s Commercial Arbitration Rules and Supplementary Procedures for Consumer Related Disputes. Arbitration will happen in San Francisco, California. You will settle any dispute as an individual, and not as part of a class action or other representative proceeding, whether as the plaintiff or a class member. No arbitrator will consolidate any dispute with any other arbitration without Radiant Capital’s permission.

Any arbitration award will include costs of the arbitration, reasonable attorneys’ fees, and reasonable costs for witnesses. You and Radiant Capital may enter arbitration awards in any court with jurisdiction.

General Terms

If a provision of these terms is unenforceable as written, but could be changed to make it enforceable, that provision should be modified to the minimum extent necessary to make it enforceable. Otherwise, that provision should be removed.

You may not assign your agreement with Radiant Capital. Radiant Capital may assign your agreement to any affiliate of the company, any other company that obtains control of Radiant Capital, or any other company that buys assets of Radiant Capital related to the forum. Any attempted assignment against these terms has no legal effect.

Neither the exercise of any right under this Agreement, nor waiver of any breach of this Agreement, waives any other breach of this Agreement.

These terms embody all the terms of agreement between you and Radiant Capital about the use of the forum. These terms entirely replace any other agreements about your use of the forum, written or not.

Contact

You may notify Radiant Capital under these terms, and send questions to Radiant Capital, at admin@radiant.capital.

Radiant Capital may notify you under these terms using the email address you provide for your account on the forum, or by posting a message to the homepage of the forum or your account page.

Changes

The company last updated these terms on November 16, 2022, and may update these terms again. Radiant Capital will post all updates to the forum. For updates that contain substantial changes, the company agrees to e-mail you, if you’ve created an account and provided a valid email address. Radiant Capital may also announce updates with special messages or alerts on the forum.

Once you get notice of an update to these terms, you must agree to the new terms in order to keep using the forum.